To get your loan estimate, please call certainly one of our specialists that are lending

To get your loan estimate, please call certainly one of our specialists that are lending

Get started doing the Digital Mortgage Experience

Prequalify or make an application for your home loan in mins

Get that loan estimate

At 866.466.0979 during our normal working hours (Mon-Fri 8 a.m. – 10 p.m. ET, Sat 8 a.m. – 6:30 p.m. ET). The loan estimate will inform you that which we expect you’ll give you if you choose to move ahead, but will not express that loan approval.

It is possible to make use of our Closing Cost Calculator to estimate your total closing expenses for purchasing a house.

Please wait a second although we retrieve our rates that are low

Failure

Obtain a call right back

From a single of your specialists that are lending

By submitting this type, you authorize Bank of America to get hold of you during the phone number or e-mail provided here, also if you’ve formerly registered on a Do Not Call registry or requested that people maybe not deliver you promoting information by e-mail. You agree we might make use of an auto-dialer to achieve you. You recognize that you’re not essential to consent to getting calls/texts that are autodialed a condition of buying any Bank of America services or products. Any cellular/mobile cell phone number you offer may incur fees from your own mobile solution provider.

Your prequalification

If you are a current consumer please check in to Online Banking, or even please check in being a guest.

Already prequalified with us? &nbspTake control over your prequalification online layer

Today’s low mortgage prices †

Rates based on a $200,000 loan in ZIP rule 95464

Payment Per Month $XXXX

Payment Per Month $XXXX

Payment Per Month $XXXX

Home loan prices valid at the time of date/time and assume debtor has credit that is excellentincluding a credit rating of 740 or more). Projected payments that are monthly consist of principal, interest and (if relevant) any needed mortgage insurance. ARM rates of interest and re payments are subject to increase following the initial fixed-rate period (5 years for a 5/1 supply, 7 years for a 7/1 supply and a decade for a 10/1 supply). Find the About low cost installment loans ARM prices link for important info, including calculated payments and rate alterations.

Prices based for a $200,000 loan in ZIP rule 95464

30 fixed X. XXX year%

15 fixed X. XXX year%

5/1 ARM Variable X. XXX%

30 Year Fixed X. XXXper cent

15 fixed X. XXX year%

5/1 ARM Variable X. XXXper cent

30 Year Fixed X. XXX

15 fixed X. XXX year

5/1 ARM Variable X. XXX

30 Year Fixed $XXXX

15 Year Fixed $XXXX

5/1 ARM Adjustable $XXXX

Mortgage prices legitimate at the time of date/time and assume debtor has credit that is excellentincluding a credit rating of 740 or maybe more). Projected monthly obligations shown consist of major, interest and (if relevant) any required home loan insurance coverage. ARM interest levels and re re payments are susceptible to increase following the initial fixed-rate duration (five years for a 5/1 supply, 7 years for a 7/1 supply and a decade for the 10/1 supply). Choose the About ARM prices link for important info, including projected re payments and price corrections.

The interest rate on that loan, indicated as a share.

Yearly percentage yield (APR)

The cost that is annual of loan to a debtor. An APR is expressed as a percentage like an interest rate. Unlike mortgage loan, nonetheless, it offers other fees or costs (such as for instance home loan insurance coverage, closing costs that are most, points and loan origination charges) to mirror the full total price of the mortgage.

Points

A quantity paid towards the loan provider, typically at closing, to be able to reduce the attention price. Also called home loan points or discount points. One point equals one per cent associated with loan quantity (for instance, 2 points for a $100,000 home loan would equal $2,000).

Payment per month (estimated)

The estimated payment includes major, interest and any needed mortgage insurance coverage (for borrowers with not as much as a 20% advance payment). The payment exhibited does maybe not consist of amounts for hazard insurance or home fees that will end up in a greater real payment per month. When you yourself have an adjustable-rate loan, your payment per month may change yearly (following the initial duration) centered on any enhance or decline in the London Interbank granted speed (LIBOR) index.